Key Strategy:
Diversified Reinsurance

Reinsurance placement is a critical component of Centauri Insurance’s financial stability. Our reinsurance program strategically spreads exposure among highly-rated, highly-capitalized reinsurers around the globe. Of these, all are rated B++ (Good) or better by A.M. Best, AA- by Standard and Poor’s or are fully collateralized.

Centauri purchases reinsurance well beyond accepted minimums and under a structure that provides blanket, rather than finite, coverage. As a result, Centauri is able to limit the losses incurred for any one event, reducing the impact to our surplus for any single event.

This diversified, conservative approach ensures policyholders are always well protected.

Centauri 3d graph
Reinsurer A.M. Best Ratings
Market Location Capacity
Property Catastrophe XOL
Hawaii Quota Share
Catastrophe Excess of Loss
Property Per Risk
2021-2022 Catastrophe Reinsurers By A.M. Best Ratings

*Includes collateralized markets and international reinsurers rated by S&P

2021-2022 Catastrophe Reinsurers By Geography
2021-2022 Catastrophe Reinsurance Participants as of 6/1/21